| 中文题名: | 银行业开发性绿色金融发展建议与国际经验借鉴 |
| 姓名: | |
| 学科名称: | 经济学 - 经济学类 - 资源与环境经济学 |
| 学科代码: | 020104T |
| 学生类型: | 学士 |
| 学位名称: | 经济学学士 |
| 学校: | 中国人民大学 |
| 院系: | |
| 第一导师姓名: | |
| 完成日期: | 2018-04-22 |
| 提交日期: | 2018-04-27 |
| 外文题名: | Suggestions and International Experience on green development finance of banking industry |
| 中文关键词: | |
| 外文关键词: | green finance ; green bank ; international experience ; development finance ; development proposals |
| 中文摘要: |
中国经济在近三十年一直在稳步增长,取得了举世瞩目的成就,然而这些成就却是以牺牲生态环境为代价换来的,银行业发展绿色金融迫在眉睫,在这方面国际发展领先于国内,有许多经验可供借鉴,本文搜集国内外相关资料,使用对比分析法列表从投入规模、产品创新、治理结构、风险控制等方面对国外绿色银行三种典型发展模式进行分析总结,从而对国内银行的绿色金融发展提出针对性建议。同时使用SWOT-PEST分析法,在理论上对开发性金融应用于绿色金融的优越性和战略选择进行分析,探索开发性金融应用于绿色金融的新道路,为银行业绿色金融的发展指引新方向。最终总结全文得出结论,对国内银行发展绿色金融提出针对性建议:利用公共资金吸引私营部门,撬动民间资本;建立专门绿色银行,培育绿色金融专业人才;结合我国国情,选择最适合的银行绿色发展模式;发挥政府的政策指导作用、制度建设作用;开拓非信贷绿色金融,创新绿色金融产品与服务;探索开发性金融应用于绿色金融的新道路,进一步促进社会资本的进入。 |
| 外文摘要: |
China's economy has been growing steadily in the last thirty years and has made remarkable achievements. However, these achievements are at the expense of the sacrifice of the ecological environment. The development of green finance in the banking industry is imminent. In this respect, the international development is leading to the domestic. Many experiences can be used for reference. This article collects relevant information at home and abroad. By using the list of comparative analysis methods, three typical development models of foreign green banks are analyzed and summarized from the aspects of investment scale, product innovation, governance structure, risk management and so on., so as to put forward some suggestions on the green financial development of domestic banks. At the same time, the SWOT-PEST analysis method is used to analyze the superiority and strategic choice of the development finance in green finance in theory, exploring the new way of developing the development finance in the green finance, and guiding the new direction for the development of the green finance of the banking industry. Finally, the conclusion is summed up, and some suggestions are put forward for the domestic banks to develop green finance: utilize public funds to attract the private sector, prying the private capital. Establish a special green bank, cultivating green financial professionals. Choose the most suitable green development model of the bank in combination with the national conditions of our country. Give full play to the government's policy including the guiding role and the role of the system construction. Develop non-credit green finance, promoting innovation of green financial products and services. Explore the new road of development finance applied to green finance, further promoting the entry of social capital. |
| 总页码: | 27 |
| 参考文献: |
[11] 中国工商银行绿色金融课题组.ESG绿色评级及绿色指数研究[J].金融论坛,2017,(9):3-14. [12] 熊鹏,王飞.低碳浪潮下打造绿色银行的战略思考[J].金融发展研究,2011,(7):87-88. [13] 李美洲,胥爱欢,邓伟平.美国州政府支持绿色金融发展的主要做法及对我国的启示[J].西南金融,2017,(3):10-13. [14] 占微萍,罗恺君.银行促进绿色金融发展现状与问题研究[J].现代商贸工业,2016,(24):105-106. [15] 叶蓁.银行业绿色发展的国际经验及对策建议[J].金融前沿,2010,(10):55-57. [16] 穆红梅,王菊香.银行业绿色金融发展的现状与对策——以兴业银行为例[J].福建金融管理干部学院学报,2017,(3):24-29. [17] 刘茂伟.英国绿色投资银行运作模式的借鉴及启示[J].当代金融家,2015,(10):126-127. [18] 瞿强,王磊.开发性金融的理论逻辑[J].新金融评论,2014,(2):164-181. [19] 周孟亮,彭雅婷.开发性金融的国际经验及借鉴[J].世界农业,2015,(5):19-33. [20] 袁建良.开发性金融服务浙江绿色发展的实践与思考[J].本刊专稿,2016,(8):7-12. [21] 卢汉文,黄琼,李硕. 开发性金融与绿色金融[J].绿色金融,2015,(20):38-40. [22] 张烨.商业银行发展绿色信贷业务的对策研究[D].吉林:吉林大学硕士论文,2012:1-90. [23] 段光沛.商业银行绿色金融业务发展研究[D].深圳:深圳大学硕士论文,2017:1-51. [24] 刘丽.兴业银行发行绿色债券的案例分析及启示[D].河北:河北金融学院硕士论文,2017:1-35. [25] 曾建华.银行绿色信贷与财务绩效关系研究[D].湖南:湖南大学硕士论文,2016:1-45. [26] 何新欣.我国开发性金融参与PPP的模式研究[D].云南:云南财经大学硕士论文,2016:1-59. |
| 开放日期: | 2018-05-18 |
| 主修/辅修: | 请选择 |